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 | Index of Available Documents |
§ 1-102. Purposes - Rules of Construction
§ 1-103. Supplementary General Principles of Law Applicable
§ 1-104. Construction against Implicit Repeal
§ 1-105. Repealed by Laws 1989, HB 1135, c. 154, § 2, emerg. eff. July 1, 1989
§ 1-106. Change in Dollar Amount Used in Certain Sections
§ 1-107. Waiver - Agreement to Forego Rights - Settlement of Claims
§ 1-108. Effect of Act on Powers of Organizations
§ 1-109. Discrimination in Extension of Credit on Basis of Sex or Marital Status Prohibited
§ 1-110. Use of Cash Discounts
§ 1-201. Territorial Application
§ 1-201A. Extraterritorial Application
§ 1-302. Definition: Federal Consumer Credit Protection Act
§ 1-303. Index of Definitions in Act
§ 2-103. Definitions in Article
§ 2-104. Definition: Consumer Credit Sale
§ 2-106. Definition: Consumer Lease
§ 2-108. Definition: Revolving Charge Account
§ 2-109. Definition: Credit Service Charge
§ 2-110. Definition: Cash Price
§ 2-111. Definition: Amount Financed
§ 2-112. Sale of Motor Vehicles - Taking Security in Other Vehicles
§ 2-201. Credit Service Charge for Consumer Credit Sales Other than Revolving Charge Accounts.
§ 2-202.1. Fee for Return of Dishonored Check, Negotiable Order of Withdrawal, or Share Draft
§ 2-202.2. Charge for Exceeding the Designated Credit Limit
§ 2-205. Credit Service Charge on Refinancing
§ 2-206. Credit Service Charge on Consolidation
§ 2-207. Credit Service Charge for Revolving Charge Accounts
§ 2-208. Advances to Perform Covenants of Buyer
§ 2-210. Rebate upon Prepayment
§ 2-301. Applicability - Information Required
§ 2-302. General Disclosure Requirements and Provisions
§ 2-304. Calculation of Rate to be Disclosed
§ 2-305. Sales Made by Telephone or Mail
§ 2-306. Consumer Credit Sales Not Pursuant to Revolving Charge Account
§ 2-309. Estimates of Disclosures
§ 2-310. Revolving Charge Accounts
§ 2-310.1. Disclosure in Credit and Charge Card Applications and Solicitation
§ 2-310.3. Index or Rate of Interest - Termination of Account - Exceptions
§ 2-312. Repealed by Laws 1982, SB 643, c. 335, § 59, eff. October 1, 1982
§ 2-402. Use of Multiple Agreements
§ 2-403. Certain Negotiable Instruments Prohibited
§ 2-404. When Assignee Not Subject to Defense
§ 2-406. Restriction on Liability in Consumer Lease
§ 2-407. Security in Sales or Leases
§ 2-409. Debt Secured by Cross-Collateral
§ 2-410. No Assignment of Earnings
§ 2-414. Limitation on Default Charges
§ 2-415. Authorization to Confess Judgment Prohibited
§ 2-416. Change in Terms of Revolving Charge Accounts
§ 2-417. Surcharge for Use of Credit Card or Debit Card
§ 2-417. Surcharge for Use of Credit Card or Debit Card
§ 2-501. Definition: Home Solicitation Sale
§ 2-502. Buyer's Right to Cancel
§ 2-503. Form of Agreement or Offer - Statement of Buyer's Rights
§ 2-504. Restoration of Down Payment - Retention of Cancellation Fee
§ 2-505. Duty of Buyer - No Compensation for Services Prior to Cancellation
§ 2-601. Sales Subject to Act by Agreement of Parties
§ 2-602. Repealed by Laws 1982, SB 643, c. 335, § 58, emerg. eff. June 1, 1982
§ 2-603. Repealed by Laws 1982, SB 643, c. 335, § 58, emerg. eff. June 1, 1982
§ 2-604. Repealed by Laws 1982, SB 643, c. 335, § 58, emerg. eff. June 1, 1982
§ 2-605. Credit Service Charge for Other Sales
§ 3-103. Definitions in Article
§ 3-104. Definition: Consumer Loan
§ 3-105. Definition: Loan Primarily Secured by an Interest in Land
§ 3-107. Definitions: Lender - Precomputed - Principal
§ 3-108. Definition: Revolving Loan Account
§ 3-109. Definition: Loan Finance Charge
§ 3-201. Loan Finance Charge for Consumer Loans Other than Supervised Loans
§ 3-202.1. Fee for Return of Dishonored Check, Negotiable Order of Withdrawal or Share Draft
§ 3-202.2. Charge for Exceeding Designated Credit Limit
§ 3-203.1. Contracting for Delinquency Charge - Definition of Installment
§ 3-203.2. Consumer Revolving Loan Account - Lender Charges
§ 3-205. Loan Finance Charge on Refinancing
§ 3-206. Loan Finance Charge on Consolidation
§ 3-207. Conversion to Revolving Loan Account
§ 3-208. Advances to Perform Covenants of Debtor
§ 3-210. Rebate upon Prepayment
§ 3-301. Applicability - Information Required
§ 3-302. General Disclosure Requirements and Provisions
§ 3-302.2. Disclosure of Permitted over-the-Limit Fees
§ 3-304. Calculation of Rate to be Disclosed
§ 3-305. Loans Made by Telephone or Mail
§ 3-306. Consumer Loans Not Pursuant to Revolving Loan Account
§ 3-309. Revolving Loan Accounts
§ 3-309.1. Disclosure in Credit and Charge Card Applications and Solicitation
§ 3-309.3. Index or Rate of Interest - Termination - Exceptions
§ 3-309.4. Creditor Disclosure Information
§ 3-309.5. Disclosure of Good Faith Estimate of Total Cost of Mortgage
§ 3-310. Estimates of Disclosures
§ 3-311. Repealed by Laws 1982, SB 643, c. 335, § 59, eff. October 1, 1982
§ 3-313. Notification of Transfer
§ 3-403. No Assignment of Earnings
§ 3-405. Limitation on Default Charges
§ 3-407. Authorization to Confess Judgment Prohibited
§ 3-408. Change in Terms of Revolving Loan Accounts
§ 3-409. Use of Multiple Agreements
§ 3-410. Subsection Ten Mortgages - Limitations on Terms - Restrictions on Activities - Preemption
§ 3-411. Refinancing Subsection Ten Loans - Refinancing Must Be in Borrower's Interest - Factors
§ 3-501. Definitions: Supervised Loan - Supervised Lender
§ 3-502. Authority to Make Supervised Loans
§ 3-503. Application for License - Fees - Bond Appointment of Statutory Agent - Background Check
§ 3-504. Issuance or Denial of License to Make Supervised Loans
§ 3-505. Revocation, Suspension, Surrender, Reinstatement of Licenses
§ 3-506. Examination of Licensees - Access to Records - Investigations - Injunctions
§ 3-507. Application of Administrative Procedure Act to Part
§ 3-508A. Loan Finance Charge for Supervised Loans
§ 3-508B. Charges for Loans with Principal of Three Hundred Dollars or Less
§ 3-509. Use of Multiple Agreements
§ 3-510. Restrictions on Interest in Land as Security
§ 3-511. Regular Schedule of Payments - Maximum Loan Term
§ 3-512. Conduct of Business Other than Making Loans
§ 3-513. Application of Other Provisions
§ 3-515. Restrictions on Interest in Motor Vehicles as Security
§ 3-601. Loans Subject to Act by Agreement of Parties
§ 3-602. Repealed by Laws 1982, SB 643, c. 335, § 58, emerg. eff. June 1, 1982
§ 3-603. Repealed by Laws 1982, SB 643, c. 335, § 58, emerg. eff. June 1, 1982
§ 3-604. Repealed by Laws 1982, SB 643, c. 335, § 58, emerg. eff. June 1, 1982
§ 3-605. Loan Finance Charge for Other Loans
§ 4-102. Scope - Applicability to Parties
§ 4-103. Definition: Consumer Credit Insurance
§ 4-104. Creditor's Provision of and Charge for Insurance - Excess Amount of Charge
§ 4-105. Conditions Applying to Insurance to be Provided by Creditor
§ 4-107. Maximum Charge by Creditor for Insurance
§ 4-108. Refund or Credit Required - Amount
§ 4-109. Existing Insurance - Choice of Insurer
§ 4-111. Cooperation between Administrator and Insurance Department
§ 4-112. Administrative Action of Insurance Department
§ 4-113. Prepaid Single Premium Basis Sales
§ 4-203. Filing and Approval of Rates and Forms
§ 4-302. Insurance on Creditor's Interest Only
§ 4-304. Cancellation by Creditor
§ 5-103. Restrictions on Deficiency Judgments in Consumer Credit Sales
§ 5-104. No Garnishment Before Judgment
§ 5-105. Limitation on Garnishment
§ 5-106. No Discharge from Employment for Garnishment
§ 5-107. Extortionate Extensions of Credit
§ 5-201. Consumer Credit Sales and Consumer Loans.
§ 5-202. Effect of Violations on Rights of Parties
§ 5-203. Civil Liability for Violation of Disclosure Provisions
§ 5-204. Right to Rescind Certain Transactions
§ 5-205. Refunds and Penalties as Set-Off to Obligation
§ 5-206. Creditor Exemption from Liability
§ 5-302. Disclosure Violations
§ 6-104. Powers and Duties of Administrator
§ 6-105. Administrative Enforcement Powers with Respect to Supervised Financial Institutions
§ 6-106A. Repealed by Laws 2010, HB 2831, c. 415, § 37, emerg. eff. July 1, 2010
§ 6-107. Application of Administrative Procedure Act
§ 6-109. Assurance of Discontinuance
§ 6-110. Injunctions against Violations of Act
§ 6-111. Injunctions against Unconscionable Agreements and Fraudulent or Unconscionable Conduct
§ 6-113. Civil Actions by Administrator - Civil Penalties
§ 6-115. Debtors' Remedies Not Affected
§ 6-203. Annual Fee - Late Fee - "Licensee" and "License" Defined
§ 6-301. Consumer Credit Administrative Expenses Revolving Fund
§ 6-301. Consumer Credit Administrative Expenses Revolving Fund
§ 6-302. Fees to be Prescribed by Rules - Fee Increases
§ 6-303. Disposition of Fees and Penalties Collected - Transfer of Funds
§ 6-502. Members of Commission
§ 6-503. Appointment of Commission Members - Terms of Office - Bipartisan Composition
§ 6-504. Chairman - Meetings - Quorum - Minutes - Reports - Records - Rules and Regulations
§ 6-505. Repealed by Laws 1985, HB 1164, c. 178, § 81, emerg. eff. July 1, 1985
§ 6-506. Qualifications and Remuneration of Administrator
§ 6-509. Internal Organization
§ 6-510. Employees - Duties - Compensation
§ 6-511. Repealed by Laws 1979, HB 1420, c. 101, § 4, emerg. eff. April 25, 1979
§ 6-512. Repealed by Laws 2010, HB 2831, c. 415, § 37, emerg. eff. July 1, 2010
§ 9-101. Time of Taking Effect - Provisions for Transition
§ 9-102. Repealed by Laws 1980, HB 1851, c. 68, § 1, emerg. eff. April 10, 1980
§ 9-103. Repealed by Laws 1980, HB 1851, c. 68, § 1, emerg. eff. April 10, 1980